J Bank Pension Investment R Project Case Study

First of all,this paper introduces the pension security system in China,and expounds the three pillar system of China's old-age security system.However,with the aging of our country,the pension payment pressure of the three-pillar system is becoming more and more serious,and the capital of the pension system is urgently needed to achieve a better value.How to ensure the operation of the pension system funds is a matter of concern to the public.To this end,the state has taken several measures to promote the investment and operation exploration of pension system funds.In addition,the state council approved the establishment of a professional pension management company to efficiently implement pension related businesses including investment management to promote the development of the pension industry.In this context,the pension management company's pension investment business has achieved a breakthrough,which provides a way for the maintenance and appreciation of funds in the old-age area.This article is based on J bank using letters pension old-age security of the products of the company capital investment R specific case analysis of the project,to this kind of business types are analyzed and summarized,aimed to promote the development of the pension investment business and optimization,and promote the realization of the pension funds in the field of the value.In this paper,the analysis of the case of pension investment business from the investment project selection,fundraising,and on the way,after the vote management etc,makes every effort to make the reader to the pension investment business types to a detailed understanding.The phases a detailed description of the specific business process,according to the characters of the corresponding responsibilities and operational details the comb,also make the reader to the business process,the characteristic of participants and to have a clear understanding in liability,has the high reference and maneuverability,good for guiding practice to promote developing of the business.Through reviewing and sorting through the business,this paper summarizes the advantages and disadvantages of the business by combining the traditional solutions to the financing of non-standardized asset projects.Its core advantage is that it does not meet the requirements of credit related elements to support the project.This could lead to a better finding of the business with the advantages of meeting the needs of the financing parties prior to the credit financing.But at this stage the financing cost is high,the extreme conditions the lack of capacity is not strong is the direction of the need to constantly improve the business,on this basis,this paper combined with the actual,from the lower costs and expand cooperation channels,strengthen risk control management,to carry out the value investment,improve adaptability to five aspects put forward the optimization policy advice,promote business healthy and rapid developmentBusiness developing and perfecting the pension investment not only promoted the business pension fund value directly,but also for more types such as basic endowment insurance fund use or investment of pension funds,in promoting pension security system will be improved at the same time solve the part of the society,the difficulty of financing,making positive contributions to promote economic development.