Bills Business Risk Management Research In Bills Department Of GH Bank

In recent years,with the rapid growth of the bill business,the positive role of negotiable instruments in the market economy is increasingly evident.In the traditional understanding,the paper has good liquidity,high profitability and strong security.It is not only the main means of corporate clients' financing,but also an important tool for commercial Banks to make profits.But since 2015,due to our country economy and industrial structure adjustment in continuing to deepen,the macro economy,financial market and the synergistic effect of each paper market participants,and the real economy is closely related to the development of commercial bank paper presents risk event happens,frequent and sudden situation,paper industry grey area is gradually exposed.Therefore,how to prevent risk effectively is the key to the healthy and orderly development of commercial bank paper business.The instrument based on the risk management of the bills department of GH bank as the research object,through to the bills department of GH bank of the investigation of the status quo of the risk prevention,focus on analysis of the current bills department of GH bank risk management problems of the bill.In the business of GH bank paper sales paper based on the actual condition of,draw lessons from the international advanced risk management theory and successful practice experience,in this paper,the bills department of GH bank risk management strategy has carried on the deeper discussion.GH bank notes business includes bill acceptance,discount,discount and other major businesses.Analysis of its business risks can be summarized as credit risk,operational risk,market risk,liquidity risk and reputation risk.In this article,through analysis of these risks,the current GH bank bills business paper analyzed the problems existing in the risk management,and on this basis,the paper of the credit risk,operational risk,market risk,liquidity risk and reputation risk management of specific measures are put forward.On December 8,2016,with the opening of "SHANGHAI COMMERCIAL PAPER EXCHANGE CORPORATION ITD",China's paper bill market has entered a new era,according to the "SHANGHAI COMMERCIAL PAPER EXCHANGE CORPORATION ITD" organizational structure and operation mode.This paper studied its instrument of the bills department of GH bank risk management and theinfluence of the bills department of GH bank for the future business,and aimed to make a explorative study on the risk management.