Financial Risk Management And Game Simulation Of Supply Chain Based On Hierarchical Control

With Alibaba,Jingdong as the representative of the giant retailers begin to infiltrate the line with the supply chain,logistics,technology and financial advantages to the offline terminal.The European Union's report points out that even in the European Union,where the financial system is developing more mature,the scope of the supply chain finance business is huge.The Compound growth rate of supply chain finance is between 30% and 40% from2012 to 2016.The supply chain finance not only develops a large space but also solves the problem of financing difficulty and financing of SMEs.As the country continues to increase the support to small and medium-sized enterprises,commercial banks are also upgrading the proportion of small and medium-sized loans.Supply Chain Finance provides a brand-new credit model,which does not make commercial banks to evaluate individual SMEs in isolation,but instead to evaluate the credit level of the whole supply chain finance.First,the systematic analysis of supply chain finance,financing model of credit risk causes,manifestations and supply chain analysis of financial risk evaluation method.Second,the data of this paper are all from wind database and selected the financial data of the listed companies of real estate,steel and building materials according to the Wanguo industry classification.In the supply chain finance the real estate enterprise is the core enterprise,therefore eliminated the real estate enterprise's st concept stock as well as the asset scale less than 5 billion enterprise.The small and medium-sized Enterprise chooses the asset scale less than 5 billion enterprises.Based on the heterogeneity degree and cluster analysis,this paper establishes a hierarchical model of supply chain financial credit risk,and through empirical test,the establishment of the financial risk stratification model is effective.Finally,combining the replicator dynamic model and Brownian motion based on reinforcement learning and imitation learning,using the Simulink plate in MATLAB software,this paper analyzes the influence of Non-financial index on the use of default strategy in supply chain finance.This paper focuses on the analysis of the financial risk grade division of supply chain finance based on layered processing,and through controlling the loan guarantee amount coefficient of the core enterprise and the default penalty amount coefficient of small and medium-sized enterprises,the model of supply chain finance financing is established by combining the replicator dynamic model and the game simulation mechanism.This paper combines empirical analysis with game theory and multi-agent simulation theory.First of all,stratification of supply chain financial credit risk,and then on the basis of layered processing,it analyzes the setting principle of each coefficient of supply chain financial financing model by the method of game simulator.The phenomenon of the lack of visual simulation results in the empirical analysis is supplemented,and the research methods of the company fundamentals are also added in the simulation theory analysis.