Research On The Risk Prevention And Control Of M Financial Asset Management Company's Acquisition Of Non-financial Institution Non-performing Assets

The end of last century asia-pacific financial crisis makes the banking of our country have accumulated a lot of bad assets,these toxic assets seriously affect the healthy development of the economy in our country,our country in 1999 set up specialized agencies to deal with these bad assets,for centralized treatment of the bad assets,the purpose is to reduce the effects of non-performing assets of our country's economy,cinda,huarong,Orient and the Great Wall four financial asset management companies established successively.This task big four asset management companies,they set up for our country banking industry and other state-owned enterprises and the healthy development of China's economy has a profound and significant.With the development of the current financial market environment and change,further influence the China's financial asset management company's business model and make them more diversified development,diversity.Financial asset management companies in China's main economic source of profit has not confined to the traditional acquisition of non-performing assets of commercial Banks,but gradually develop commercial development strategy.At present,the change of the situation of our country economy and the adjustment of industrial structure is in a very important historical period,China's overall economic growth has slowed.Financial industry of our country plays a very important role in the development of economy,non-financial companies are also facing many problems,the development of China's economic growth rate slowed non-financial enterprises accumulated non-performing assets,the larger scale of non-performing assets of non-financial institutions,for the non-financial institutions in our country has a bigger threat,and the development of the economy as a whole,non-financial corporations,the difficulty of financing is difficult to effectively solve in financial distress enterprises are in danger of collapse,they are eager to help out,and the financial asset management company is a professional agency,they can notonly make non-financial companies through the capital turnover difficulty,also can be a bad assets of non-financial institutions and effective disposal,eliminates the obstacles to the development of the real economy,the stable running of the our country economy as a whole.In late October 2012,the China banking regulatory commission to four asset management companies issued by the financial asset management company purchase non-financial institutions of bad assets management regulations(draft)",since our country's financial assets management company's business scope has been further extended,the way of moving towards commercialization disposal of financial asset management companies,also started the business involved in non-financial institutions of non-performing assets.This article not only to the relevant theories of non-performing assets made detailed introduction,also joined the specific case study,in the case of financial asset management companies in the process of acquisition of non-performing assets of the non-financial institutions also made further instructions and details on the in-depth analysis.Put forward the problems in the case and draw lessons from them.Then,the paper sums up the countermeasure of the risk prevention and control of non-performing assets of non-financial institutions by financial asset management company.These proposals from different aspects to our country financial asset management company acquisition of non-performing assets of the non-financial institutions,to be perfect and promote the healthy development of non-performing assets of the non-financial business.