Innovative Cases Study Of Financial Credit Information Driven By Big Data

The healthy and orderly development of the financial industry cannot be separated from the perfect credit information system.Compared with the developed countries such as Europe and America,China's credit industry started late,the relevant environment of policy,economic and legal is not perfect,the marketization level is relatively low.But with the advent of the Internet era,the continuous development of big data technology led to the transformation of credit business model,China's credit industry show strong subsequent advantages in the new opportunity period of development.This paper introduces the relevant theories of big data and credit information,deeply analyzes the current situation of credit information industry of China,summarizes the problems and opportunities in the development process,and analyzes the domestic and foreign innovative practice of financial information based on large data in detail.Carry out deep research of these credit information institutions about their development history,business models,data sources and big data technology,learn from their advanced experience,and compare the advantages and disadvantages of big data at home and abroad.Combined with data sources,the status of the market,the status of legislation,the social credit environment and other factors of china's credit information industry,make a prospect of development trend of large data on credit,and provide practical reference on the construction of credit information system.