Research On Optimization Mode Of Development Finance Support Private Enterprises Financing In Anhui Province

At present,China's economic development has entered in to a new normal state,and the private enterprises have been already become one of the most important part of the socialist market economy.Private enterprises make full use of their innovative ability and market mechanisms.They play a more and more important role in product technological innovation,alleviating employment pressure,transferring rural labor,realizing industrial structural adjustment,and accelerating supply-side reform.Private enterprises have become a new growth point of economic vitality.The status of private enterprises is connected with the development of regional economy.The healthy development of the private enterprises plays an important role in promoting regional economic growth.But the growth and development of them are faced with many problems,one of the most salient one is financing difficulty.For a long time,financing difficulty has not been solved effectively,and it has become the bottleneck that restricts the sustainable healthy development of private enterprises.Anhui is a populous province of central China.The flourish of private enterprises has made important contribution in promoting the economic development of Anhui province.However,the same as most parts of China,there are many difficulties in the development of the private enterprises in Anhui province,and the most salient difficulty is financing.Compared with the developed areas,the private enterprises in Anhui province started late.The unsound self-management system?high credit risk,substandard application of funds,asymmetric information and lack of necessary guarantee affect their financing ability.At the same time,as the strengthening of financial supervision,the commercial financial mode is restricted by the high cost of capital,pursuit of profit maximization,loan authority management,single product service and limited guarantee.It also aggravates the financing difficulty and cost of the private enterprises.Development finance adheres to the concept of inclusive finance and aims to enhance national strength,improve people's livelihood,alleviate and eliminate development bottlenecks.Development finance integrates the advantages of governmental organization,CDB financing and platform management,constructs the market rationally,breaks the restriction of traditional commercial finance,and strongly supports the development of the private enterprises in Anhui province with innovation model.This paper is guided by the development finance theory and the financing theory of the private enterprises.It starts from analyzing the financing situation,predicament and origin of the private enterprises in Anhui province,and mainly introduces the financing model and its advantages and disadvantages in supporting for the private enterprises development in Anhui province.Combining with the development financial cases of BBCAGroup,this paper summarizes the deficiencies of development finance in supporting the development financing mode of the private enterprises in Anhui province.Finally,this paper proposes to promote the development finance in improving the development financing level of the private enterprises in Anhui provincefrom three aspects:development finance,government and the private enterprises.It provides some suggestions for the government departments to strengthen support for the development of the private enterprises.At the same time,it alsoprovides a realistic referencefor the private enterprises in alleviating the financing difficulties by improving financing availability.