Research Of Social Credit Service System Based On The Credit Information Service

As a very important part of social credit system,credit information service has been through a fast development from nonexistence,and now penetrated into all aspects of social life.However,with the rapid development of economy and society,the credit information service around the country has appeared a lot of problems.This article is based on the information asymmetry,multiple governance and new public services theory.Through the comparison and analysis of credit system construction modes in advanced regions at home and abroad.This article chooses Huai'an city of Jiangsu Province as the research object,using integrated questionnaire,personal interviews and other methods to carry out case studies,by adopting a method convenient for sampling and snowballing,based on data from 460 effective questionnaires,from the government,enterprises and individuals and other levels of investigation and demonstration of the demands for credit information,so that to come to the existence problems of information hard to interconnect,market supply and demand both insufficient,credit products too single,vicious competition existing in the market.Therefore,the writer intends to improve the credit service development by improving various management systems,improving credit information sharing,standardizing development service market,developing new credit products and so on to help the local city construct more scientific,perfect credit service system which is accord with local characteristics.