Suggestions On Network Vehicle Loan Development Of P2P Transformation In China

With the advent of the Internet era,the industry body Internet plus financial financial model with its efficient,convenient,low threshold advantages gradually appear in people's field of vision,the P2P net loan platform is set off a worldwide financial trend.China's P2P industry has developed rapidly since its start in 2011.It has provided convenience for many small and medium micro enterprises.After the P2P platform running tide in 2015,the good wind control mode and perfect supervision measures have been brought into the primary development requirements of the P2P industry.So the P2P platform has begun to transform and upgrade.In this context,this paper,one of the direction of the P2P platform transformation,the network car loan industry(P2P car loan)as the research object,reviews the traditional car loan industry and the P2P net loan platform in China,and compares the compliance,benefits and benefits of the network car loan industry with the latest policy of car loan and P2P.Sustainable development,summed up the previous stage network car loan industry development obstacle,and micro credit network as an example,to explore the latest system with theoretical knowledge,detailed data accumulation and development at home and abroad for the P2P industry regulation,regulatory development for the P2P platform and traditional financial services combined with the development trend of Internet plus " From the credit system,wind control measures,profit models and regulatory schemes,the financial model of the online vehicle loan industry is analyzed.The final conclusion is that the online vehicle loan industry is still one of the most potential transformation directions of the P2P platform.