The Structure Design Of Asset Trust And Wealth Inheritance Family Trust

With the rapid development of Chinese economy,personal and household wealth has grown continuously.Both the number of high net worth individuals and their investable assets have achieved rapid growth.At the same time,majority of the wealthy families in China are facing the succession of the family-owned business.In this context,the demand for inheritance of wealth begins to emerge.And how to inherit wealth has become the primary consideration of high net worth individuals and entrepreneurs.Due to the institutional advantage of risk isolation,the family trust will play an increasingly important role in the private wealth inheritance market in the future.However,due to the short development time of family trust in the country and the restriction of domestic legal system,the operating mode of family trust business is not yet mature.This article mainly researches the structure design of asset trust and wealth inheritance family trust.First of all,through the comparative analysis of the typical operation modes of the asset protection family trust and the inheritance of wealth family trust in China,the author summarizes the characteristics and defects in the process of structure design.Secondly,in view of the risk isolation and wealth inheritance of the family trust,two different family trust structures with a expanded framework are designed for the high-net-worth people to choose according to their demands,expanded.Finally,the author analyzes the problems that family trusts may encounter in the process of practice and puts forward respective suggestions to promote the development of family trusts.