Research On Optimizing Operational Risk Management And Control Of China Guangfa Bank

Risk management is a key part of commercial bank operation management.The fundamental goal is to ensure that commercial banks operate in a safe and stable fashion with minimal costs,with legal compliance pursues maximum profits.This determines the importance of commercial bank risk management.And the key position.The weak foundation of operational risk management of domestic commercial banks,the absence of some organizational structures,the backwardness of management methods,and the frequent occurrence of huge losses have all become the bottlenecks restricting China's banks' operational risk management,directly affecting the development and operation of domestic commercial banks.Capital occupation and profit reduction.This article takes China Guangfa Bank as the research object,combines the basic theories of operational risk management,conducts a detailed study of China Guangfa Bank,and introduces the background and status of domestic and foreign banking operational risk management under the implementation of the Basel Capital Accord.Regulations to achieve compliance with the new capital agreement under the operation of the risk system,the three major management tools and operational risk management system construction and implementation of the situation,in response to the high risk of data loss in the operation of China Guangfa Bank,specifically combing the operational risk management of China Guangfa Bank.The current management problems,based on advanced Western management experience and advanced industry practices,conducted research and application demonstration on the optimization of operational risk management and control of China Guangfa Bank,and proposed the main content and safeguard measures for the optimization and management of operational risk.It is hoped that the research results of this paper will promote the optimization and improvement of the operational risk management and control of China Guangfa Bank.At the same time,also provide reference for the management of the risk management or bank supervision in our country.