The Influence Of China's Population Structure On The Structure Of Household Financial Assets

Household financial assets is one of the hot spots in recent years,and its influential factors are many,and demographic factors have a very important influence on the household financial asset allocation.With a large population base and rapid population growth,the population structure has changed gradually,and the population aging,the low education level,the surge of floating population and the imbalance of urban and rural structure have different effects on the allocation of household financial assets.As an important part of financial market,the change of family financial assets is of great significance to the steady operation of financial market.This paper first combs the relevant literatures,summarizes the research contents of the existing literatures and determines the research direction of this paper;Secondly,analyze the mechanism of population structure affecting the allocation of family financial assets,and judge the effect of different population structure factors;Thirdly,analyze our country's population status and household financial asset allocation situation,This paper summarizes the deficiencies in the development of population and the problems found in the allocation of financial assets.Then,we use the empirical data of household Financial survey to test the influence mechanism of population structure on the allocation of financial assets.Finally,the conclusions are drawn and the policy suggestions are given according to the population status and the influence of different population structure factors.