Research On The Financing And Risk Management Of Construction Enterprises

Construction industry is the pillar industry of China’s national economy.During the 40 years of reform and opening up,China’s construction industry has developed rapidly,but at the same time,it is accompanied by more and more risks.With the continuous regulation and control of the construction industry by the state,it is difficult to undertake the task,increase capital investment,increase the cost of financing,and difficult to repay loans.At the same time,restricted by financing channels,it is difficult for construction enterprises to borrow funds from other channels than bank loans,which greatly increases the financing risk of construction enterprises,and financing risk accompanies the whole process of financing.The rapid development of construction enterprises has a great demand for financing and a strong dependence on funds.Therefore,the diversity of financing methods and the management and control of financing risks are directly related to the sustainable development of construction enterprises.Therefore,how to optimize the financing methods and channels of construction enterprises and how to do a good job in financing risk management has become the focus of attention and need to be paid to.Problems to be solved.This paper uses the method of combining theoretical analysis with empirical analysis to analyze the financing and risk management of construction enterprises,discusses the risks existing in the financing process of construction enterprises,analyzes the effective ways to avoid and eliminate the financing risks of construction enterprises,thus expanding the financing channels and financing risk management of construction enterprises.To ensure the healthy and sustainable operation of construction enterprises.Combining with the basic path of financing risk management,this paper realizes the financing risk management based on the comprehensive risk management of construction enterprises,and studies the adoption of three major technical means of financing risk mitigation,risk transfer and risk dispersion,and combines with the characteristics of financing situation of construction enterprises,from broadening financing channels,increasing the conversion model of project receivables.To optimize the combination of financial derivatives and other aspects,so as to achieve financing risk management,so that the construction enterprise financing risk in a controlled state.