Problems And Countermeasures Of Supply Chain Financing In Jiangxi Z Construction Company

With the vigorous development of China's real estate market,the construction industry closely related to its development has risen rapidly,and has developed into one of the pillar industries of the national economy.The survival and development of enterprises can not be separated from the support of funds,which is the basis of their production and operation activities,and provides guarantee for the sustainable operation and development of enterprises,especially for construction enterprises.However,in recent years,many construction enterprises have been in the bottleneck stage of development due to the lack of funds due to the reasons of industry environment,business mode and external and objective environment.This is a rigorous test for the growing/expanding construction enterprises.It is urgent to reform the management mode of enterprise funds,propose new financing ways to broaden financing channels,and provide strong financial support for the healthy development of enterprises.As a new financing method,supply chain financing can effectively integrate the physical flow,information flow and capital flow of enterprises,reduce the credit risk of commercial banks to the greatest extent,meet the capital needs of enterprises and improve the efficiency of capital use.In a sense,supply chain financing with construction enterprises as its core enterprises is based on the construction enterprises and their supply chains,focusing on the development of the whole construction industry chain,aiming at improving the capital turnover of the whole supply chain,ensuring the capital demand of the upstream and downstream enterprises in the industrial chain,and strengthening the whole construction enterprises by enlarging and strengthening them.Supply chain,cultivate the core competitiveness of the industry chain as a whole,and ultimately escort the sustainable and healthy development of construction enterprises.This paper focuses on the current situation and development of supply chain financing of Jiangxi Z construction enterprises,and analyses the problems and causes of supply chain financing,with a view to providing countermeasures and suggestions for improving supply chain financing of Jiangxi Z construction companies.At the same time,this paper explores how commercial banks can effectively guide the financing business of small and medium-sized construction enterprises,so as to alleviate the financing difficulties of small and medium-sized construction enterprises.This paper is structurally divided into six parts,the main contents are as follows:The first part is an introduction.This chapter mainly discusses the background and significance of research on supply chain financing in construction enterprises,the current research status of scholars at home and abroad and the author's research ideas and methods.The second part is related concepts and theories of supply chain financing.It mainly includes the related concepts of supply chain financing: supply chain,supply chain management,the connotation and characteristics of supply chain financing,the operation mechanism of supply chain financing,the introduction of the existing modes of supply chain financing in construction industry;the theoretical basis of supply chain financing: value chain theory,virtual value chain theory,value network theory,competitive advantage theory.On.The third part is the development status of Jiangxi Z Construction Company and supply chain financing status.Firstly,the general situation of Jiangxi Z Construction Company is introduced.Secondly,the current situation of supply chain financing of Jiangxi Z Construction Company is introduced.It mainly includes the development background of supply chain financing of Jiangxi Z Construction Company,the introduction of supply chain financing and the benefit of supply chain financing.The fourth part is the problems and reasons of supply chain financing of Jiangxi Z Construction Company.This paper points out the difficulties existing in the supply chain financing business of Jiangxi Z Construction Company,and makes an in-depth analysis of the reasons for the problems.The fifth part is the countermeasures and suggestions to improve the supply chain financing of Jiangxi Z Construction Company.Suggestions on how to promote the development of this model are put forward from the aspects of strengthening the self-construction of core enterprises,improving the information platform,cultivating high-quality supply chain,strengthening risk prevention,strengthening the cultivation of professional talents,and introducing third-party guarantee institutions.The sixth part is the conclusion and prospect.