Risk Analysis And Prevention Of HJ Company's Construction Equipment Financing Lease

In recent years,China's construction industry on the whole is in a sustained development trend,which promotes the growth rate of investment in fixed assets.At the same time,this industry has the characteristics of labor-intensive,with a long industrial chain,it needs more labor resources and can solve the employment problem of surplus labor force in China.Therefore,from the social perspective,the industry is conducive to maintaining social stability,promoting economic development,solving the employment problem and accelerating the construction of the belt and road.But to China's construction industry in the development has also exposed some problem that not allow to ignore,embodied in the system is not perfect,the engineering settlement cycle is long,widespread project payment in arrears,payment proportion low phenomenon,many enterprises in the industry are tensions in the capital,facing huge pressure,affect the normal operation.With the development of China's social economy,financial leasing has become a more widely used leasing method in China's construction industry.Financial leasing can solve the shortage of large-scale construction equipment in construction enterprises.However,due to the characteristics of financial leasing,such as more capital,longer lease period and separation of ownership and right to use,the risk of financial leasing is greater.Especially in China,the financial leasing of construction equipment is still in the stage of gradual improvement.Therefore,risk prevention and control has become an important issue in equipment financing leasing of construction enterprises.The main body of financial leasing includes the lessor,the lessee and the suppliers.This paper studies the risks and prevention and control measures faced by the lessee of construction equipment financing leasing.This article explains the relevant concepts and theoretical basis of financial leasing and its risks,and briefly introduces the categories of financial leasing risks in the construction industry.Taking the financial leasing case of tower crane equipment of HJ Company as the object of study,several specific risks existing in the financial leasing of tower crane equipment of HJ Company are sorted out through actual visits and surveys and questionnaires to relevant experts,mainly including the risk of default,the risk of equipment income,the risk of technology and the risk of force majeure.It also makes an in-depth analysis of four kinds of risks,namely,the risk of equipment income risk,technical risk and force majeure risk.Then the AHP——fuzzy comprehensive evaluation method is used to comprehensively analyze and evaluate the related risks.Finally,it puts forward corresponding risk prevention countermeasure the related risks.Finally,it puts forward corresponding risk prevention countermeasures respectively for the risk of default of equipment financial leasing faced by HJ Company,equipment income risk,technical risk and force majeure risk,hoping to provide useful reference for other construction enterprises to prevent the risk of equipment financial leasing.