Research On The Financing Mode Of Film Copyright Pledge Based On Bank Credit

Since the reform and open policy,our country economy has a rapid development,and China's film industry is also has a rapid development with our country economic growth and policy support,but it still exist many problems,especially the financing difficult problem.The assets of film and television companies are mainly intangible assets such as film copyright,and it has a few fixed assets.The financing mode of obtaining capital loans from Banks and other financial institutions through film copyright pledge has been developed very well in Hollywood.However,this method started relatively late in China and developed slowly at the same time.Specifically,there are very few cases in which Banks and other financial institutions use this method to obtain bank loan funds for filming and production.Although Banks and other financial institutions are optimistic about the copyright pledge field and have taken some actions,they are generally cautious about individual users.Film-makers have traditionally focused on ledging-type financing,which has a very high cost,and the film copyright financing cost is very low,which can ensure that film and television companies can get the maximum profit of box office earnings.In order to improve and promote the development of China's film industry copyright pledge financing,this paper finds out the reasons why there are very few cases related to China's film copyright pledge financing by case analysis and comparative analysis,that is,the problems existing in China's film copyright pledge financing,and finally puts forward corresponding countermeasures and Suggestions.This paper first introduces the specific operation process of film copyright financing in Hollywood,and finds that the United States has a very developed and perfect system to ensure the smooth implementation of its film copyright financing business,and analyzes several preconditions for the smooth implementation of film copyright financing business.Then,the copyright financing case of the film assemblyis analyzed.Because assembly is the first film in China that is guaranteed by no third-party guarantee institution and obtains bank loan through copyright pledge,and it is a classic case,which has important reference significance for other film and television companies to obtain loans through copyright pledge.Through this case analysis,the paper concludes that there are problems in the financing mode of film copyright pledge in China,such as very few and less professional third-party guarantee institutions for the film industry,the lack of third-party supervision and management institutions,and the imperfection of film and television copyright value evaluation system.On the basis of this analysis and in combination with the current situation of China's development,we draw lessons from the perfect copyright pledge financing system of Hollywood in the United States to put forward corresponding Suggestions.For example,established a perfect and targeted third-party guarantee and supervision institutions,developed new film insurance products,improved the copyright pledge related laws,established a perfect copyright value evaluation system,and cultivated film and television and financial talents.