The Criminal Legal Risk Analysis And Prevention Of Internet Financing

Internet financing seat Internet technology and the integration of financial industry emerging business model,its technical and financial attribute,widespread contact platform for capital demanders and providers,not only changed the masses of small micro enterprise financing mode in our country,and change the traditional high threshold,small investment,financing and investing the present situation of the lack of channels,implement the financial should have the function of the financing and resource allocation.Rapid development in recent years,the Internet finance,breaking the limitation of the time and place,especially for small and medium-sized enterprise financing provides a convenient,greatly easing the plight of small and medium-sized enterprise financing difficulties,and satisfy the needs of the masses for investment,widen the investment channels,optimize the financial structure,promoting the social and economic development.But at the same time,the Internet financing also has many legal problems,on the one hand,the access threshold of the financing platform is not strict,the scope of business is more chaotic;On the other hand,at present our country criminal law about the Internet financing the norms are still missing,there are many fuzzy zone,such as the Internet platform provider of financing to touch in our criminal law about the crime of illegal absorb public deposits,fund-raising fraud,etc.,hindered the development of the innovative financial mode.Therefore,this article by collecting and sorting the domestic academic circles about the Internet financial legal problems in the development of related theory research,and comparative analysis,carding the Internet financing system,and analyze the existing fuzzy zone of legal research and legislation of relevant laws problems put forward opinions,and from the enterprise itself,the national level and supervision put forward operable and practical significance to regulate the Internet in our country the financing and reduce the legal risk prevention strategies,in order to promote the emerging model of benign sustainable development provides the theoretical basis and guarantee.