Research On Legal Problems Of Internet Financial Consumer Rights' Protection

In the 21 st century,with the updating of the Internet technology,makes the bank on the net in recent years,the application of P2 P network platform,such as loan by leaps and bounds.Financial in the development of the Internet also appeared a lot of problems at the same time,in reality,the Internet financial consumer rights and interests are infringed by the examples abound,such as,"P2P lending spree" run road,"hackers" intrusion,lead to consumer personal information was leaked,personal privacy and property safety suffered serious violations.The United States,Britain,Japan and other countries at the same time in the Internet's rapid development of the financial,formulate the corresponding Internet financial consumer protection laws and regulations.Can be combined with China's national conditions in our country,improve our country's Internet financial consumer protection laws and regulations,so as to truly legal,the laws.China should from many aspects the comprehensive protection of consumer rights and interests,thus to promote the prosperity of the financial industry,the Internet.The first part of this article for the Internet consumer financial summary of relevant theories.This chapter mainly discusses the concept and characteristics of the Internet financial consumer,in the Internet financial problems that exist in the protection of the rights and interests of consumers,and we should stick to in the protection of basic principles.The second part through the analysis compares the system of the United States,Britain,Japan and other countries.The third part mainly discusses the Internet financial consumer rights' protection legal system and supervision system.The fourth part mainly consummates our country Internet financial consumer rights and interests protection,respectively is to perfect the law,diversified dispute settlement system,improve the Internet financial supervision mechanism,strengthen industry self-discipline mechanism,knowledge popularization of the Internet financial consumers.The comprehensive protection of the Internet financial consumer rights and interests,the consumer rights are violated when can use many kinds of ways to protect themselves,to promote the economic development of our country.