Research On The Legal Protection Of The Information Right Of Financial Consumers

With the advancement of global informatization,the spread of Internet era and the development of data analysis technology,China has entered the "Internet age".China's financial industry has developed rapidly with the help of the Internet,Financial consumers also participate in financial activities in a more convenient and efficient way,The seemingly win-win situation hides a huge crisis.The event of financial consumers' information leakage happens frequently,and financial consumers' information rights are seriously infringed.It is urgent to protect financial consumers' information infringement.Financial consumers are different from ordinary consumers,The personal information of financial consumers tends to be in higher risk and information asymmetry than the information of ordinary consumers.However,the protection of financial consumers in China obviously has many problems such as the imperfect law of protect the financial consumers' information rights;Financial institutions have not fulfilled their protection duties;Financial regulatory agencies have failed to supervise them;Financial consumers have become less aware of their rights.;Financial consumer information rights have been violated;Corresponding rights relief channels are limited.On the basis of borrowing from foreign countries to protect the information rights of financial consumers,To better protect the information rights of financial consumers.In the legislation,the protection principle should be established and the legal protection system should be improved,At the same time,we must give full play to the self-discipline and protection functions of financial institutions and strengthen supervision over the financial industry.We should also raise the awareness of information rights of financial consumers,and establish a diversified financial consumer information rights dispute resolution mechanism.