Research On Legal Protection Of Financial Consumers' Information Security Rights

Information technology advances,will people into the information era,but also promote the vigorous development of the new financial forms such as the Internet financial,as financial markets continue to deepen increasingly diversified,financial products and financial consumer the population growing,the consumer financial information security rights disputes increase gradually.In addition to the introduction,this paper is divided into five parts.The first part is to define the concept of financial consumers' information security right from the perspective of the subject,object and power of financial consumers' information security right.The second part,on the one hand,China's financial institutions in the current financial market and financial consumers don't equal status as well as the big background of the development of the current financial market,analysis the necessity of protecting consumer financial information security right,on the other hand,from the Angle of the mixed management,the construction of credit reporting,strengthen protection is analyzed on the particularity of financial consumers personal information;The third part,the current through the analysis of the case retrieval in recent five years in our country present situation,the judicial protection of the right of consumer financial information security evaluation in traditional financial institutions and financial Internet of the typical case,combing the existing legal system about the right of consumer financial information security regulation,analysis current our country in the legal protection of right of consumer financial information security deficiencies;The fourth part summarizes and sorts out the relevant provisions of the legal protection of financial consumers' right to information security in the United States,the European Union and Japan,learns the successful experience and analyzes the relevant enlightenment for the protection of financial consumers' personal information in China.In the fifth part,targeted at the deficiencies in the legal protection of financial consumers' right to information security in China,the author puts forward targeted suggestions from many aspects such as legislation,supervision and relief.