The Liability Subject Of Traffic Accident In Online Car-Hailing

In recent years,the online car-hailing is widely popular in our country even in the world,which is based on the rise of Internet technology.Whether it is a car-hailing service provider,or service recipients,the number is very large.On the one hand,People enjoy this new thing to bring convenience to daily life;On the other hand,the problem also comes with the rapid expansion of user groups.It is common for passengers to be injured in traffic accidents during their journey,Insurance companies refused to pay this type of dispute in ride sharing traffic accidents has appeared many times.Whether the commercial accident insurance should be paid or not in a ride sharing traffic accidents,there is no uniform standard in different recognition of China,Similar traffic accidents may get the opposite result in different regions.How to determine in the judicial practice of insurance companies operating in the online car-hailing about the traffic accident liability? If the insurance company can refuse to pay dispute directly? How to identify the liability subject of online car-hailing traffic accident? In addition to the driver,who should pay for the online car-hailing traffic accident? This paper first analyzes the existing problems of the liability subject of online car-hailing traffic accident,and then,come to the conclusion: except the insurance companies,the car-hailing service companies and the owners of cars should be responsible for the online car-hailing traffic accident.They are partner,both of them should be responsible.In the end,this paper puts forward the principle to identify the liability subject of online car-hailing traffic accident: the principle of protecting the interests of passengers and balancing the interests of different subjects in online car-hailing.