Research On The Construction Of Social Credit System In The Background Of Big Data

In recent years,with the improvement of modern technologies such as Internet,cloud computing and big data,China's social credit system has been promoted to develop in the direction of big data credit.The article defines credit from the three dimensions of ethics,economy,and law,which seeks to fully understand the corresponding broad credit in the construction of the social credit system.At the same time,the three major credit data systems that are currently being formed in China,namely the financial credit data system,the public credit data system,and the commercial credit data system.The article analyzes the importance and necessity of building a social credit system from the perspective of information asymmetry theory and game theory.The article introduced the Big Data's concept,technical characteristics,we believe that Big Data can promote the sharing and opening of credit data and reduce information asymmetry,it can also helping us to obtain more valuable credit information.Strengthening punishment for dishonest behavior can change the rules of the two sides of the game in economic activities,achieve the purpose of encouraging trustworthy,disciplinary punishment,and raising the credit level of the whole society.Data is the foundation of the entire social information system.Without credit data,there is no credit industry and there is no social credit system.The article analyzes the current situation of China's social credit system construction from the perspective of credit data.The promotion of unified social credit codes has made it possible to superpose credit data in different areas;thanks to the state's top-level design and system construction,credit data is especially public Credit data has initially flowed up and generated tremendous value.The joint rewards and punishments system in the context of data sharing has changed the game rules of both parties in the market transaction,leaving the trustworthy all the way to a green light,and the losers are struggling.The article studies and analyzes the problems existing in the construction of China's social credit system from the perspective of credit data.No credit information system been established which can covering the whole society.Credit data is not fully shared among three credit data systems,so there are many problems such as data islands,data chimneys.We believes that the use of big data technology will promote the sharing of credit data,will be positive for data flow,which is great significance for advancing the construction of a social credit system.