Legal Issues Research Of Optimizing The International Cooperation Path Of Multinational Bank Supervision

Driven by the wave of financial liberalization,the interdependence of financial development in various countries has increased obviously,especially in the multinational banking industry that plays a central role.In 2008,the global financial crisis showed the fragility of the international financial stability system.After the crisis erupted for ten years,all countries tried to seek new and closer financial regulatory cooperation to help the global economic recovery.At this stage,considerable results have been achieved from both a regulatory perspective and an international organization.From an international perspective,the Basel Committee on Banking Supervision and Basel-related agreements have become important carriers for countries to strengthen regulatory cooperation and seek uniformity of rules.From the domestic level,in 2013,China proposed the “The Belt and Road” international cooperation initiative,which helped Chinese banks “go global” to help “The Belt and Road” financing,and gradually formed a regional multinational bank supervision and cooperation mechanism to create historic opportunities.However,the intricacies and rapid changes in the international economic and financial environment have put higher demands on the level of international cooperation in the supervision of multinational banking.At the time of the reform of international economic and trade rules,all countries should establish a global cooperative governance concept of “community of shared future for mankind”,grasp the favorable opportunities provided by the times,and optimize the international cooperation mechanism for multinational banking supervision in terms of coordinating regulatory rules and improving the setting of international organizations.The article consists of four parts: The first part discusses the status of international cooperation in international banking supervision based on two main lines.That is,the bilateral and regional regulatory cooperation mechanisms of multinational banks and the global cooperation mechanism for multinational banking supervision.Then,from the macroscopic point of view,the article summarizes and summarizes the existing foundations of optimizing international cooperation in international supervision of banks from three aspects: unified concept,development trend and existing mechanism.The second part takes problem consciousness as the starting point for different cooperation modes.The existing problems were summarized and reflected,and then the reasons for the existing problems of international cooperation in international banking supervision were summarized and analyzed,and the specific optimization path was proposed.The third part is mainly for the optimization of international cooperation in international banking supervision specific legal methods.Firstly,it puts forward the legal characteristics of the international cooperation mechanism for multinational bank supervision,and plays the role of leading the following.Then,from the perspective of optimization rules,it proposes to promote the development of the “soft law” hardening trend,and finally puts forward concrete and feasible suggestions from the perspective of optimizing international institutions.The four parts focus on promoting international cooperation in China's multinational banking supervision.Firstly,it analyzes the status,the existing problems of international cooperation in China's multinational banking supervision,and the status and existing problems of international cooperation conducted by China's supervisory authorities under the “The Belt and Road” initiative.Then,to strengthen the international cooperation of China's multinational banking supervision,put forward specific and feasible suggestions for daily supervision,establishment of information sharing mechanism,domestic rules to benchmark international high standards,and construction of “The Belt and Road” multinational bank supervision regional cooperation mechanism,with a view to optimizing transnational Bank supervision and international cooperation is doing its utmost.