Regulations Of Economic Laws On Credit Fraud In Network Transaction

The act of speculation in online transactions,namely credit fraud,is a new type of civil fraud arising from the development of Internet transactions.In the virtual network trading environment,the asymmetry of information between the two parties,the high risk of transaction,and so on,the phenomenon of credit fraud in the network transaction emerge in endlessly.This not only infringes consumers' right to know,but also constitutes unfair competition to Internet sellers and service providers,violates the legitimate rights and interests of network trading platform providers,destroys the order of network transactions,and becomes a stumbling block to the benign development of network transaction activities.Therefore,how to regulate the credit fraud behavior of Internet transactions and protect the legitimate rights and interests of consumers and online trading entities is particularly important.This article is divided into five parts: the first part is the introduction,mainly from the basic content of credit fraud in network transactions,research literature at home and abroad;the second part elaborates in detail the legal nature of credit fraud in network transactions and the relationship between credit fraud in network transactions and economic law regulation and other issues,preliminary.Explain the credit fraud in the network transaction;define the legal attribute of credit fraud in the network transaction,mainly from the meaning and manifestation of credit fraud in the network transaction,the causes and harmfulness;the third part mainly analyzes the responsibility identification and responsibility structure of credit fraud in the network transaction.The fourth part introduces the practice of foreign regulation of credit fraud in network transactions and the enlightenment to our regulation of credit fraud in network transactions;the fifth part mainly refers to the actual situation of our country on the basis of foreign related systems,respectively,from improving the relevant legislation of network transactions,strengthening the supervision and opening of network transactions.This paper puts forward some feasible suggestions on how to regulate the credit fraud in the network transaction in our country from the aspects of constructing the online dispute settlement mechanism,strengthening the responsibility of the website,constructing the trustworthy network transactionenvironment and credit system.It is intended to perfect the various systems of the network transaction in our country and standardize the network transaction in our country.The transaction behavior in the network transaction can protect the legitimate rights and interests of the participants in the network transaction,and then promote the healthy and stable development of the network transaction market in China.