Study On The Liability Insurance & Social Governance Issues

The innovation of society governs system is animportant part of improving the modernization of governance system.Several Opinions of The State Council of the People's Republic of China on Speeding up the Development of Modern Insurance Services indicates that insurance is an essential measure of modern economy and the basic means of risk management and an important indicator of the ability of social governance.The essential nature of commercial insurance determines its ability to participate in the construction of social governance system.By exerting the functional role of insurance,it can better resolve social conflicts,maintain social stability and improve social governance.However,it also faces many challenges and challenges.Difficulties,making the level of public awareness and government efforts formed a dislocation,the final result are not good.Based on a social situation and research background,this thesis closely linked with the actual development of Ningbo social liability insurance participation,combined with some problems in reality,put forward some countermeasures and suggestions on the participation of liability insurance in social governance in our country.This study introduces the basic concepts and views of social governance and the relationship between government and the market,combined with the existing problems in social management,focuses on the status,role and significance of liability insurance in strengthening and innovating social governance.Secondly,from the empirical analysis,the status of Ningbo liability insurance and market data analysis,including food safety liability insurance,medical liability insurance,to prove the rationality and feasibility of the theory.Finally,after analyzing the existing problems of the current liability insurance participation in social management,this study puts forward the following aspects: clarifying the main body of responsibility,improving the legal system,improving the operational capacity of insurance institutions,establishing a comprehensive coordination mechanism and raising the level of social insurance awareness Suggestions.In a nutshell,Faced with some new situations,new contradictions and new problems in the operation of economic Society in the new normalcy of the Chinese economy,the government urgently needs innovative ways and means of social governance.As a market-oriented risk management mechanism,insurance can play a more active role in social governance such as decentralizing social risks,resolving social conflicts and maintaining social stability.To participate in social governance,liability insurance requires the concerted efforts of the central and local governments,insurance market players,regulatory agencies and the whole society to make concerted efforts and work together to further enhance the national governance capacity and promote better and faster development of the entire society.