On The Course, Problems And Strategies Of The Government To Use Commercial Liability Insurance To Manage Public Affairs

At present, our country is in the period of social transition and sharp contradictions, social problems and disputes in a multiple, safety accidents, public health emergency events become social issues of common concern to the public, social governance facing complex and severe situation, urgently needs the government to promote social governance ability. At the same time, the change of government function allows the government to the scope of regulation has decreased, the scope of social governance has widened. Perfect for the management of social work, enhance the level of government management and become a joint project of the government and society. "Ten new countries" is put forward, to make modern insurance services, improve social management and realize the focus of the government function innovation, will prevent accidents insurance included in the disaster relief system, grasp the breakthrough point, to play a good insurance in resolving social contradictions, social and public management, earthquake relief, etc., actively assist the government management system. The insurance social management function is put forward new and higher requirements. Commercial insurance especially liability insurance has natural advantages in terms of participating in social governance. Through the development of liability insurance, the insurance can be functional and organic combination of social governance innovation, using the economic means and market means insurance, improve the efficiency and level of social governance, maximize the social harmony, to speed up the building form a modern social governance system.This paper introduces the business liability insurance participation in government public management research background and significance, and further discussion on the domestic and foreign related research and analysis, the research direction of this topic. Secondly introduces the relevant theories of business liability insurance, in turn from the commercial insurance business liability insurance-business liability insurance and government public affairs from three aspects, a detailed analysis on the relationship between three and characteristics. Through studying and mastering the related theory, the theory foundation for the next research. And then analyzes the government with the development of liability insurance management of public affairs of several stages and the current development situation, at the same time combines the HZ city using the cases of business liability insurance management of public affairs, HZ city in government are analyzed using business liability insurance management of public affairs, achievements and shortcomings, which summarizes the government use common problems of business liability insurance management of public affairs, and finally, against these problems are given to promote the government to use business liability insurance countermeasures to manage public affairs, hoping to help promote our country government business liability insurance are used to provide some references for the development of public affairs management.Through the study of this article, it is not difficult to predict the future of China, the insurance has become an important means of risk aversion, become the main method of improve the level of security, to better optimize the work of the government, the implementation of social and public management play an important role. For this, I also sincerely hope that the domestic government business liability insurance are used to the development of the management of public affairs is getting better and better, more walk more far.