Legal Regulation Of Network Money Laundering Crime

Under the background of global informationization,the network finance is flourishing and developing.However,the crime of money laundering on the network is more and more frequent,and the amount involved is increasing day by day,and the amount involved is larger.In recent years,money laundering of cybercrime is closely related to terrorism and political corruption.It has developed into a major way for terrorists and corrupt officials to transfer assets,which has caused serious harm to the national security of all countries in the world to a great extent.At present,there are several problems in the prevention and control of network money laundering crime: first,Lack of sound and perfect legislative system guarantee.At the legal level,there is no clear definition,subject scope and implementation behavior of money laundering crime.Secondly,China's administrative legislation on Internet money laundering is still at a blank stage.Third,there is a serious loss of position and absence in financial regulation.There are problems in customer identification system,reporting system and record keeping system.Fourthly,the state has not yet established a sound system of prevention and control of money laundering crime on the Internet,nor has it established a special organization,which has great defects in information exchange and sharing mechanism.Fifth,there are not many methods and experiences in international cooperation.We can learn from and refer to the practices of international organizations and other countries or regions in anti-money laundering,and gradually establish and improve our anti-money laundering system.The first is to establish and perfect the administrative legislation system of Internet money laundering crime.Second,we should improve the legal provisions of the Criminal Law on the crime of money laundering,and further improve the relevant legislative provisions from the aspects of expanding the scope of the upstream crime of money laundering,clarifying the subject of the crime of money laundering,and establishing the implementation of the scope of money laundering.Thirdly,we should strengthen financial supervision and control,strengthen system construction,establish user risk rating evaluation mechanism,implement money laundering risk reporting system,and further improve records preservation and other related systems.Four,we should further improve various supporting systems for anti money laundering.From the legal level,we should clarify the organization of anti money laundering and constantly improve the mechanism of information exchange and sharing.Five,we should promote cooperation in anti money laundering with other countries and enrich international experience.