Research On The Supervision Of Local Government In Private Financing

Private financing is not only recently produced,because in recent years,the harm of private financing has been emerging,making the supervision of private financing increasingly important.With the reform and opening up and the continuous development of market economy,the formal financial institutions,which were originally headed by banks,insurance and securities,have been unable to meet the financing needs of various economic subjects.In recent years,the private financing market is booming,all kinds of private financing institutions,in the main body of participation:the private financing participants from natural persons to the direction of organizational development,in the form:micro-credit companies,financing guarantee companies,financial leasing companies,commercial factoring companies,social capital management companies and "Internet and finance" form of platform companies and other private financing industry has been enriched.Such informal financial institutions have played a positive role in promoting local economic development and solving the financing problems of small and medium-sized enterprises,but at the same time,they also bring some risks.Due to the spontaneity of private financing,blindness,profit-seeking and in recent years,private financing continues to cross-regional business,resulting in private financing risks involving a wide range of social harm,to the economy and society has brought serious impact,in recent years,with the S real estate market capital chain broken,investment companies,guarantee company bosses run the road,illegal fund-raising cases broke out,the occurrence of collective petitions,to the social stability of S and the government caused serious impact on the credibility of the government,so how to strengthen the government supervision of s Exploring the path of government supervision of private financing has become a major subject that the government of S-land needs to study,and it is necessary to strengthen the supervision of the government of private financing.This paper makes a theoretical analysis of the reasons of market failure,the emergence of government supervision and the supervision of private financing government by using the theory of market failure and government supervision,and points out the necessity of government supervision of private financing.Based on the general analysis of China's private financing supervision,based on The Z City S zone,this paper makes an in-depth analysis of the existing government supervision situation,points out the problems and reasons of supervision,and puts forward the countermeasures and suggestions to improve the supervision of private financing on the basis of local reality.In the first chapter,this paper briefly introduces the background and research significance of the topic selection,makes a summary analysis of the relevant literature,and introduces the research ideas and theoretical tools.The second chapter discusses the concept of private financing,government supervision and financial supervision and the necessity of government supervision of private financing.The third chapter makes a general analysis of the government supervision of china's private financing.The fourth chapter is based on Z City S area,from the current situation of private financing supervision,regulatory problems,the harm and causes of in-depth analysis;The fifth chapter,combining the development of private financing in the region and the actual development of economic development,puts forward the specific path of optimizing the supervision of the local government of private financing,promoting the development of the norms of private financing,better serving the regional private economy,and maintaining the ecological security of the regional economy.Chapter 6 puts forward the conclusion of the study.