Governance Of Social Insurance Fraud

With the gradual improvement of China's social security system,social insurance coverage and related benefits have been gradually improved,the number of social insurance insurers has increased sharply,and some lawbreakers have taken the opportunity to defraud social insurance through fraudulent means.Although the problem of social insurance fraud has been gradually paid attention to,China's social insurance fraud management is still at a relatively immature stage,and there are still many problems.City P is located in the northern mountainous area of Guangdong Province and belongs to the third-and fourth-tier cities.The economic conditions are relatively underdeveloped in the Pearl River Delta region.There are many unsuitable and unsuitable methods for social insurance fraud management in large cities.The software and hardware for fraud management are not perfect,and there are a series of practical problems such as insufficient professional auditors in social insurance agencies.Therefore,this paper selects P city as an example,and takes the social insurance fraud management as the research focus to study,and strives to find a good way to deal with social insurance fraud..This article adopts literature research method,case analysis method and questionnaire survey method to carry out theoretical and empirical investigation.By analyzing the cases of social insurance fraud in P city and the results of the questionnaire survey with the citizens of P city as the investigation object,combined with the theories of risk management,public policies and incentives,the basic situation of social insurance fraud governance in P city is analyzed.After research,it was found that the P city's social insurance fraud management has problems of insufficient prevention,inadequate management during the incident,and poor control of the problem after the incident.The reasons for the problems are as follows:imperfect risk prevention mechanism,vacancy in special policies for social insurance fraud management,inadequate publicity of policies,backward social insurance auditing level,unreasonable reporting system,and insufficient punishment.By drawing on excellent cases of social insurance governance at home and abroad and combining basic theories,suggestions are put forward to build a early warning system of social insurance fraud risk,improve social insurance governance policies and enforcement agencies,and improve the incentive mechanism for governance of social insurance fraud.