A Study On Perfecting The Legal System Of Rural Microcredit In China

Since the reform and opening up,the rural landscape has undergone tremendous changes,and the rural economy has developed rapidly.However,the "three rural" issues are still the shortcomings of rural economic development.There are many ways to solve the “three rural issues” and improve the social outlook of rural areas.Microfinance,as one of the important means to improve the “three rural issues”,has been proved to be important for optimizing rural finance after years of development and practice.System Innovation.Since the introduction of microfinance in China,after years of development,it has played an important role in supporting the "three rural" short board and played a huge role in promoting rural economic development.However,China's rural microfinance legal system is imperfect,resulting in a huge test in the development of rural microfinance.This article sorts out the current microfinance legal system in China,analyzes typical cases of microfinance,and on this basis,strives to deeply explore the problems in the rural microfinance legal system.Aiming at the problems in the rural microfinance legal system in China,we put forward corresponding legal system suggestions,hoping to improve the sustainable development of rural microfinance by improving the microfinance legal system.This article is divided into three parts:The first part analyzes the connotation of rural microfinance and the rural microfinance legal system,sorts out the characteristics of the rural microfinance legal system,and at the same time,interprets the economic theory involved in the rural microfinance legal system.Therefore,the significance of the rural microfinance legal system can be summarized.The second part is to sort out the development process of rural microfinance in China and summarize the current status of legislation.On this basis,the current legal system is analyzed,and the typical case of rural microfinance in China is Pingyao microfinance.To sort out the problems faced in the development of "Pingyao microfinance",summarize the legal system factors that restrict the development of rural microfinance in China,and analyze the legal problems in rural microfinance in China.The third part,according to the legal problems faced by our country's rural microfinance,put forward targeted countermeasures and suggestions to improve our rural microfinance legal system.Suggestions are made from four aspects: innovative concept,perfecting China's rural microfinance legislation system,perfecting the main system,and perfecting the law enforcement system,in an effort to improve China's rural microfinance legal system.