Research On The Optimization Of Internet Financial Risk Administrative Supervision System

Nowadays,information technology continues to develop,and the Internet financial service model is continuously broadened.With its own advantages,it has brought huge impact to traditional finance,but it is accompanied by various risks exposed in development,such as market,technology,credit,operation,and legal risks.Etc.The root cause lies in the immaturity of the development mechanism and the imperfection of administrative supervision.This study has certain theoretical and practical significance by optimizing the administrative supervision system of Internet financial risk and striving to improve the supervision of Internet finance in China.Firstly,the research status and simultaneous interpreting theories and theories are sorted out,and the research results are compared.The Internet finance is compared with the traditional finance,and the government's position on the supervision of Internet financial risks is defined.Analyze the origin and development of Internet financial risk supervision,and analyze its current situation from the perspective of supervision subject,supervision basis,supervision measures and supervision effect;put forward the existing problems in Internet financial risk supervision,such as unclear administrative framework,imperfect Int ernet financial risk supervision standards and evaluation methods,imperfect tracking mechanism,and systematically evaluate them,and analyze the existing problems The reasons include imperfect law,backward technology and imperfect credit system.Finally,we will carry out the analysis of the countermeasures to optimize the administrative supervision of Internet financial risks.This paper analyzes the objectives,basic principles and standards of the optimization of the administrative supervision of Internet financial risks under the new financial situation,designs the optimization scheme of the administrative supervision system of Internet financial risks,and puts forward the Optimization Countermeasures of the administrative supervision of Internet financial risks,including improving the laws and regulations of Internet financial supervision,strengthening the information construction based on big data,rationalizing the administrative management framework and regulations of risk supervision Model Internet financial risk supervision mechanism and improve credit management system.It is hoped that through the research in this paper,the level of government administrative supervision in the field of Internet finance can be improved,the quality of super vision can be improved,and the sound development of Internet finance can be promoted.