Research On The Protection Of The Rights And Interests Of The Third Party Payment Consumers

In recent years,with the diversification of shopping methods and the development of Internet technology,online shopping stands out in many shopping methods because of its unique convenience,and the following new payment tools are also developing rapidly,and the payment method represented by the third-party payment is born.However,at present,there are many problems in the protection of the rights and interests of the third-party payment consumers in China,such as the imperfection of the consumer personal information protection system,the imperfection of the consumer fund security system,the imperfection of the consumer right to know protection system,and the imperfection of the consumer dispute resolution mechanism,the consumer has always been in a rather weak position in the third-party payment business,Its legal rights and interests are easily infringed by the third-party payment institutions themselves.Therefore,we should regulate the third-party payment institutions in a deeper level in law,and build a corresponding consumer protection mechanism to ensure the sustainable and healthy development of the third-party payment industry in China.Other countries and regions in the world,such as the United States and the European Union,have made relevant provisions on the protection of the rights and interests of third-party payment consumers,and China can learn from their experiences and lessons.In order to ensure the sustainable and steady development of the third-party payment in China,it is necessary to not only protect the personal information and capital security of consumers,but also protect the right to know of consumers,disclose important information closely related to consumers,and improve the consumer dispute resolution mechanism,so that laws and regulations can be put into practice,and effectively protect the rights and interests of the third-party payment consumers,so that we can promote the third-party payment The great development of the third party payment.