Research On Financial Risk Evaluation And Prevention Of X Private Colleges And Universities

In recent years,with the rapid development of China's economy,education has also flourished,and private education has also grown rapidly.Since the beginning of the 21 st century,China has gradually relaxed the threshold for private education.As an important part of private education,private colleges and universities have become more and more important in China's higher education.Because it is a business school,in the process of its rapid development,it will inevitably face various risks,such as national policy risk,market risk,management risk and financial risk.Among these risks,the impact of financial risks on the development of private colleges and universities is particularly prominent.Once financial risks occur,they will have adverse consequences for the school,and economic losses will be avoided.This will not only cause losses to the investment company,but also affect the vital interests of students and parents.This paper first introduces the research background,research purpose and research significance of X private colleges as the research object,and sorts out the research results of financial risk evaluation system and private education financial risk at home and abroad.Secondly,it expounds the definition of financial risk and the characteristics of financial risk,and introduces the characteristics of financial risk in private colleges and universities.Introduce the basic situation of X private colleges and universities,identify the financial risks existing in the university from the four aspects of debt repayment,operation,profit and development,and then construct risk assessment based on the risks identified by X private universities and the actual situation of private universities.The system first uses the entropy method and SPASS Pearson correlation analysis to select 10 indicators from the 16 financial indicators selected by the primary selection,and constructs an index system suitable for evaluating the financial risk degree of X private universities from four dimensions,according to the national enterprise.The performance evaluation standard value is based on the financial data of a number of private universities listed in the same type,and the evaluation standard value is determined,and the comprehensive evaluation of financial risks is carried out for X private universities.Finally,according to the evaluation results,the financial risks of X private colleges are analyzed and corresponding preventive measures are proposed.Throughthe research in this paper,it is expected that X private colleges can objectively predict the financial risks that may be faced and improve the financial risk prevention ability.At the same time,it also provides certain financial and risk assessment and prevention for other universities similar to X private colleges in China.Learn from.