Analysis On The Willingness To Pay Forest Insurance Of Famers Based On Choice Experiment Method

With the advance of economic progress,the problem of ecological environment increasingly attention.Economic development entered the new stage,long-term accumulation of the ecological environment problem more and more serious,seriously affected the people's living environment.Ecological benefits of forest as quasi-public goods,the play is crucial.However,its production and operation characteristics of the variety of risks,how to spread risk,safeguard farmers' life and promote the steady development of the forestry,cannot leave the implementation of the system of forest insurance.Forest insurance in China started relatively late,the current is still mainly rely on government support and subsidies,this form of hindered the development of forest insurance market.This paper choose experimental method,the key variable affecting the forest insurance payments will study.Figures out the marginal willingness to pay of a particular attribute and implied willingness to pay,the analysis of main factors affecting the forest farmers insurance payments will importance order.This paper first introduces the research background,has been clear about the research purpose and meaning,summarizes the domestic and foreign literature about forest insurance payments will,determine the research method and content.The second part mainly clarify the related concepts of forest insurance,policy forest insurance,development and present situation of forest insurance in China,and introduces the related situation of fujian forest comprehensive insurance.Third sector,in view of the insurance demand theory and analyzing farmers forest insurance,respectively introduces the neoclassical theory of insurance,insurance demand theory,and based on the decision making process of insurance demand theory,analyze the factors that affect forest farmers insurance.The fourth part,the fifth part is the empirical content,first according to the survey of relevant variables describing statistical analysis,and then to choose the use of experimental method,design and results are described in detail.The last part summarizes,not the government and insurance institutions are proposed.In this paper,the research results show that the four non-monetary properties of variables,namely the security level,compensation,financial subsidies to the difficulty of the level,the value of the enthusiasm of the subsidy is a sort of,is the most important attributes should guarantee level,the second is the fiscal subsidy levels,then the subsidised timeliness,and to the difficulty of the compensation is not most important.The development of forest insurance in China to provide some measures and policy recommendations:(1)to cultivate new farmers,pay attention to improve the ability of forest forest management;(2)the value of forest insurance propaganda,guide farmers right to evade risk;(3)the development of forestry economy,improve farmer income of forestry;(4)encourage forest land circulation,achieve economies of scale forestry;(5)perfect the relevant laws and regulations of forest insurance.