Study On Risk Control Mechanism Of Rural Credit Cooperatives To Jianyang Rural Credit Cooperative Union,for Example

Rural credit cooperatives are the rapid development of China's socialist market economy and the rural financial system continued to deepen the product,its development and growth to promote development of national economy,in particular,to promote the"three rural" and the development of SMEs and has played a its important role.However,due to historical reasons and objective factors,the relative low quality of some of the rural credit cooperatives assets,the risk is very prominent,and weak risk management capacity,the potential huge business risk.Constantly exposed to many risks,not only seriously affect the operational efficiency of rural credit cooperatives,rural credit cooperatives and restrict the rural credit cooperatives,risk management has become an urgent need to resolve important issues.Therefore,the rural credit risk management control mechanism is particularly important for the rural credit cooperatives to strengthen and improve risk management information and learn to improve risk management.For a long time rural credit cooperatives on business risk management control,always as an important basis for task,operation and development of credit unions throughout the whole process.Therefore,the domestic and foreign scholars on how to control the risk management approach,the study measures many different focus,such as foreign scholars focused on risk management theory and methods of research;while numerous scholars on China's commercial bank risk management system reform of the existing problems and ideas for a number of academic research and discussion.Results of their research the following main characteristics:the same types of risk management research;for certain types of business risk management at the operational level of study;an important part of risk management research;of bank risk management specific technology research;risks of commercial banks management system to build the research;risks of commercial banks,research supervision and risk control and management information system built on research.However,domestic and foreign scholars in the credit risk control mechanisms involved in the research on the relatively small,this business risk resulting primarily from credit status,the production mechanism,control mechanisms and other aspects of analysis and empirical case studies and then draw conclusions.