Research On Internal Control Of Hunan Rural Credit Cooperatives

Finance is the industries which have many various risk, and the risks of financial institutions get touch with risks of the area even national financial. The risk is a profession of internal control system to improve the whole country's financial industry environmental impact. With the world economy globalization, the world economy, strengthen cooperation, more closely. The world economic and financial order can offer better service to the people, it constantly process the liberalization, internationalization, innovation and marketalization and achieved good results. But at the same time, all kinds of financial risk problem also constantly exposed to the international financial crisis, and frequent outbreaks. Financial crisis and unrest, not only affects the countries of the national economic development and national interests, the loss of social welfare, also direct threat to international financial order and stability will cause social unrest. The reform of rural credit cooperatives may appear in the financial system and even affect the economic environment, the systematic risk in the process of reform, thus keeping credit cooperatives and stable operation is crucial to maintain the steady, safe operation cooperatives, establish and perfect the internal control is imminent. The rural credit cooperatives in the development of internal control must be out of existence, the internal problems, suit the remedy to the case of rural credit cooperatives, establish and perfect the internal control system is the rural credit cooperatives operating activities, prevent defuse financial risks. Adhere to the "principle of development and perfection, both hands to hard" policy, the internal control mechanism, construction and operation process throughout, guard against and defuse financial risks, stable operation of rural credit cooperatives, harmonious and healthy development.In this paper, the internal control mechanism of rural credit cooperatives is studied, the standard to explore the theory for the premise, and find out the internal control mechanism in the course of the construction of the shortage, and to Hunan rural credit cooperatives, for example, the empirical analysis, apply theory to practice, in order to explain the actual problem. The article is divided into five most, the first part is the preface, including the research background, this paper topic selection significance and this paper the ideas and methods; The second part is the analysis of the internal control of rural credit cooperatives theory basis, first introduced the rural credit cooperatives, internal control mechanism, and then expounds the concept of rural credit cooperatives, then indicates that the development of the rural credit cooperatives to strengthen the necessity of the internal control of; The third part is a concrete analysis of Hunan rural credit cooperatives internal control mechanism, the paper analyzes the present situation of Hunan rural credit cooperatives internal control, and the performance of Hunan province has credit the existing problems; internal control mechanism The fourth part is to Hunan rural credit cooperatives caused by internal control mechanism for the further research, including their own particularity of the rural credit cooperatives, mechanism of the construction of the rural credit cooperatives restrictive factors and internal control supervision and management is insufficient; The fifth part is to perfect the internal control mechanism of Hunan rural credit cooperatives strategy, combining the fourth part of the reason for analysis, and put forward the internal control to set up the correct guiding ideology, establishing a rural credit cooperatives internal control mechanism, the establishment of rural credit cooperatives risk monitoring mechanism, strengthen internal control enforcement and increase penalties, establishing external supervision mechanism this five corresponding measures; The sixth part is the conclusion parts.