Research On Financial Supporting Agricultural Service Of Rural Credit Cooperatives

As the main force of rural finance,rural credit cooperations is the bridge between farmers and financial institutions.,which plays an important role in promoting farmers' income,industrial structure adjustment and rural economic development.Accurate poverty alleviation is an important measure to eradicate poverty and build a well-off society.Maenwhile,it is very important to study and support the rural areas and rural economy with the guidance of president Xi precision poverty alleviation ideology.Rural credit cooperations can create the loan conditions for the poor farmers by breaking down the difficult problems of loans,and to further encourage the enthusiasm of the farmers' production through the precise positioning of the funds and the expansion of the financing channels for the farmers in the poverty-stricken areas with credit resources.The development of rural economy is associated with the financial support for agriculture services,and there are some shortcomings such as the lack of historical burden,the low quality of assets,the imperfect management system and the weak ability to resist risks.Rural credit cooperatives as the basic force of China's financial support for agriculture,play an important role in solving the "three rural" issue and supporting agriculture.Therefore,it is crucial to establish a legal person management system,improve the management level and improve the financial support service.Rural credit cooperations of Jinzhong Economic Development Zone belongs to the local banks in the Jinzhong region,which acquired the depositors of the local credit union people due to business outlets,the overall image and influence of strong advantages.This paper mainly studies the financial support services of rural credit cooperatives as the example of Rural Credit Cooperation in Jinzhong Economic Development Zone,which contents the following aspects:first,this paper mainly through the introduction of the background and purpose for the topic and the innovation of the thesis to put forward the writing direction of the article in chapter one.As for chapter two,it's the basis of theoretical for this article through the relevant concepts and theories.Then,We analyze the problems of the financial support agriculture services for credit cooperations in China.As for chapter four,we analyze the current situation of financial support agriculture service,and discuss the difficulties and causes of financial support agriculture service in combination with practical cases as the example of rural credit cooperations in Jinzhong Economic Development Zone.At last,We put forward some countermeasures and suggestions for finical service from strengthening the efforts of popularizing typical experiences,transforming the concept of supporting agriculture,highlighting the key points and optimizing the mode of financial supporting agriculture.Through the analysis of the article,it is necessary to make innovative credit products,strengthen the promoting experience,transform the concept of supporting agriculture highlight the key and optimize the model of supporting agricultural to exhibit the important role of rural credit cooperatives and promote rural economic development.