A Case Study Of Rural Credit Cooperatives' Innovation Of Supporting Agriculture In Hainan Province

China is a large agricultural country,and the solution to the problem of ”three rural” has been attracting much attention.The development of agriculture depends on the support of rural finance.In recent years,China's rural finance has made certain progresses,such as the improvement of the rural financial system and pattern,the further deepening of the degree of rural financial services,and the diversification of the rural financial services.However,compared to other financial areas,China's rural financial development is relatively backward.In order to further develop rural finance,we need to study and analyze its shortcomings on the basis of maintaining the existing advantages,and combine some typical successful cases to absorb its experience and lessons.Hainan rural credit cooperatives is one of the few successful cases of rural reform in China's rural financial sector.The case has also attracted the attention of many people.This paper analyzes the innovation of the case of agricultural credit cooperatives in Hainan Province,and tries to prove that there are still many shortcomings in the rural financial development in China,such as the lack of local rural financial institutions,the narrower scope of rural financial services,and the lack of effective risk management mechanism.The reasons can be analyzed from three aspects,namely,the government,financial institutions and agriculture.In the same way,the further improvement of China's rural financial development depends on the relevant financial institutions making great efforts to open up financial support for agriculture,creating good objective conditions for the intervention of financial support to agriculture,giving full play to the synergy effect of financial funds and financial institutions,so as to further promote the development of rural economy and improve the living standard of farmers in China.This article is divided into six chapters.The first chapter is about the background,significance,main contents,framework,research status and innovation of the thesis.The second,third,fourth and five chapters are the main parts of the thesis.First,around the case of rural credit cooperatives in Hainan Province,the background of cases and the process of supporting agriculture are introduced in detail.Secondly,it summarizes the innovative measures taken in the process of supporting agriculture and the results,which include the innovation of the operation thinking,the innovation of business model,the perfection of the supporting agricultural tools,the support of the multi-force and the creation of the benign interaction mechanism.Then,the success and shortcoming of the whole process of supporting agriculture is analyzed,and corresponding solutions are analyzed according to the shortage of cases.Finally,combined with the case of rural credit cooperatives in Hainan Province,the fifth chapter puts forward the difficulties and improvement measures of rural financial development in China.The last chapter is the reference and acknowledgement.