Research On Credit Business Internal Control Of Bank Of China Weifeng Sub-branch

Financial industry has made a huge progress with the development of economic globalization and financial liberalization.Nowadays finance industry plays a more and more important role on modern economic stage.The main profit comes to the credit business.However,every coin has two sides.As we know,risk and profit,just like twins,always come together.Credit business is the main part to the main business income for commercial banks.And It is also the same important to risk management.From now on,profit income has the top position to the main business income.Non-profit income only has several percents to commercial main business income.If there is one thing that might first associate with profits in modern society,it is risk management.The success of commercial banks relies on credit business,which even to the whole field of finance.Failed risk management can easily take the worst results to any commercial banks without any exceptions.There is no one have the confidence to say that they can easily handle the consequence.Only by constructing a strong internal control system can we work together and enhance the ability for guarding against risks.Owing to the development of economic globalization and financial liberalization,commercial banks in China have to face more and more challenge and change than ever.A series of industrial structure adjustment policies and financial guidelines and regulations were appeared on the stage by the government and regulatory agency.It is easy to find out that it is important for commercial banks to manage their credit business than any other periods before.Due to the fact,the thesis takes ‘research on credit risk internal control of Bank of China Weifeng Sub-branch' as the topic.Based on explaining the topic selection background and research significance,the thesis focuses on the current situation and potential risk of Bank of China Weifeng Sub-branch.Meanwhile,the thesis analyses the facts which have an influence on credit risk management.Finally,in order to solve problems and improve credit risk management of Bank of China Weifeng Sub-branch,the thesis is based on the practical situation,bring forward some useful countermeasures and suggestions.