Analysis Of "Insurance+Futures" Model Between The Founder Cifco Futures And The PICC

In recent years,China's agricultural supply-side reform has been continuously promoted,and the risk of frequent fluctuations in agricultural product prices has brought certain adverse effects to agricultural producers.Agricultural insurance companies began to actively explore the futures as insurance mark insurance prices for agricultural products.Research and development can effectively alleviate the risk of price fluctuation of agricultural products tools.So far our country "insurance + futures" pattern arises at the historic moment.In the same year,the state council general office issued document and pointed out that allows the futures of agricultural products in agricultural products price to manage the risk work,and to the central file "1" for the policy guidance,put forward to promote and expand the pilot "insurance + futures".The smooth launch of the model,which can effectively reduce the risks of price fluctuation of agricultural products,safeguard the basic income of farmers,promote the perfection of the agricultural products price mechanism and the modern agricultural development.However,the development of "insurance + futures" in China is still in the preliminary stage of exploration.The research of this paper has important application value and practical significance.Case analysis and literature research,this paper talks about "insurance + futures" mode.First of all,this paper introduces the general situation of three parties involved in the main body and cooperation background and specific cooperation plan.Second,starting from the operation mechanism research model of each link,and then classifies the risks existing in the process of operation,analysis the reasons and puts forward risk control measures;From the view of the economic and social benefits of operational analyze "insurance + futures" model in perfect rubber futures pricing mechanism,solve the problem of farmers "adverse selection" of insurance products and promote benefits brought by poverty alleviation work accurately.Finally,the optimization of the model from four aspects to give the corresponding advice,to set up the mechanism of agricultural subsidies and improve the risk prevention and control system,expanding agricultural cooperative coverage,rich futures and options products,actively promote Banks and new Internet subject mutual cooperation.