Research On The Risk Managment Of Local Commercial Banks

With the continuous development of China's economy in recent years,risk management has gradually become a global strategic problem of the operation and development of many local commercial banks throughout the country.Especially in the background of global economic integration,economic exchanges between countries also showed a gradually accelerating trend,the international financial environment presents more complex trend,also led to a large extent the risk management of local commercial banks in got a lot of research scholars attach great importance to.In the past thirty years,China's local commercial banks are learning from the relatively mature risk management mode of international advanced banks,and risk management awareness and related management level are also improving.In the process of research,this paper takes Nanchang J bank as an example,using literature,case analysis and typical analysis methods to conduct targeted research on the risk management system of local commercial banks.From the research content of this article,we can see several main components of the atmosphere.The first part is the introduction part,including the research background,research significance,research status at home and abroad,and the expected innovations.The second part is the conceptual and theoretical basis of this article.It mainly discusses the concept of risk management and the theoretical basis of operational risk management of local commercial banks,which lays a good theoretical foundation.The third part has carried on the effective analysis to the present China local commercial bank risk management present situation,and has carried on the inquiry to its problem.The fourth part studies the typical model of the risk management system of local and foreign local commercial banks.The fifth part analyses the case of establishing the risk management system of Nanchang J Bank.Finally,combined with the actual situation puts forward some improvement in our local commercial bank risk management system of ideas and suggestions,respectively,starting from prevention of the credit risk,interest rate risk and operational risk to put forward some suggestions,hope that through this study on the risk management system of local commercial banks can help improve effect is very good.