Analysis On Competitiveness Of WX Rural Commercial Bank And The Influencing Factors

Recently,as capital market in China gradually opened,domestic banking industry competition is increasingly fierce. And local commercial Banks established everywhere.As of late December 2013,total assets of city commercial banks is 15.18 trillion yuan,rise 22.9% than the same period in 2012. As the local commercial Banks plays a increasingly important role in our country banking industry,the systematically research on its comprehensive seems particularly urgent. In this article,we will base on current domestic and foreign research on the competitiveness of local commercial Banks and consider the current economic development in China and actual situation of local commercial Banks. Finally, with WX city rural commercial bank as an example,through the establishment of commercial Banks competitive system, analyzing the factors influencing the competitiveness of local commercial Banks in China. At the same time, according to the analysis result, the article promotes policy recommendations on strengthening the competitiveness of the city commercial banks in China.