Research On The Global Asset Allocation In China

In recent years,as insurance funds have accelerated their pace of oversea investment,investment targets have increased,and investment strategies have also shown significant differences.When investing in overseas real estate projects,insurance funds tend to be strong and active in property,and invest in mature markets where the legal and policy environment of the target country is relatively superior.It is more inclined to invest in these areas with resource scarcity characteristics,seek opportunities through the screening of projects,control risk,and obtain higher yields.The increase in the number of insurance companies continues to grow.There are many emerging companies in the industry.However,in terms of eligibility for overseas investment,many companies have qualifications but have not carried out business and are still watching overseas investments.In my opinion,whether or not to invest overseas requires,in addition to possessing relevant qualifications,that the company needs talents who know overseas investment and related investment technologies.Whether insurance companies invest or not,what is more important is the quality of overseas investment projects and whether they have the ability to participate in and manage overseas investments.Compared with the maturity of foreign insurance industry,China's insurance companies are still in the early stages of development.Management capabilities and investment capabilities are relatively backward.At the most,the amount of funds is huge,but being large but not strong is our deadly weakness.However,with the insurance regulatory authorities gradually liberalizing regulatory policies and encouraging attitudes toward overseas expeditions for insurance funds in the 10 countries,coupled with the year-on-year increase in international currency interest rates,the demand for overseas investment opportunities for China's insurance funds seeking high returns has also increased.The content studied in this paper mainly includes the following five parts.In the first part,the case of Sun Insurance,a case study of this article,was introduced to the case study of Baccarat Hotel in Manhattan,USA,and the cases were analyzed from multiple perspectives.The second part,guided by the case,starts the analysis of the necessity and feasibility of China's insurance funds participating in the global asset allocation,and then discusses the investment environment and investment status ofChina's capital market,and the change of China's regulatory policy for China's insurance companies.The feasibility of providing funds to the sea.The third part introduces the overseas allocation of insurance assets in developed countries in the United States and developed countries in Japan in East Asia,and looks for cases and development models that can be used by me.Through analysis of their methods of fund utilization,we explore overseas investments suitable for Chinese insurance companies.the way.In the fourth part,the paper analyzes issues such as the investment environment and investment project selection faced by overseas insurance companies in China,and puts forward suggestions.In the fifth part,we analyze the risk of overseas investment of insurance funds in our country and analyze the country,market and liquidity risk from the macro level.From the micro perspective,we analyze the matching of individual insurance company's fund deadline and the default risk of rival companies,and make suggestions on the overseas risk prevention of Chinese insurance companies.