Case Analysis On Risk Management Of Counter Business Of TL Branch Of Bank Of China

In recent years,the commercial banks of our country have a series of problems in the aspect of risk prevention and control,and the cases emerge in an endless stream.Among all kinds of cases occurred in banking institutions throughout the country,a large number of cases occurred in the counter business.A large number of error accidents,legal disputes and economic cases will not only infringe on the safety of clients' funds and property,but also bring great pressure to the relevant banks.Furthermore,it has a negative impact on the whole society and economy,and has become a major threat to the development of the banking industry in China.Therefore,the community is eager to find effective measures to prevent and control risks.It is hoped that we can improve the risk management system of commercial banks' counter business and improve the ability of commercial banks to resist risks.In this context,this article uses COSO Enterprise Risk Management-Internal Framework for the theoretical basis,combined with the specific business situation of commercial banks in China,the paper studies the risk management of the counter business of commercial banks.This paper intends to use literature research method,field research methods,normative analysis and case analysis combined with three research methods.The TL branch of Bank of China is chosen as the research object.Firstly,the paper introduces and describes the TL branch of Bank of China and five cases related to the risk management loophole of bank of China.Secondly,the case of TL branch of Bank of China is deeply analyzed.In the process of analysis,we first define exactly what is the risk of counter business.Furthermore,the paper puts forward the problems existing in the risk management of TL branch of bank of China's counter business and analyzes the causes of the problems effectively.Then,the paper puts forward some suggestions on the reasons of the risk management problems in TL branch of Bank of China.Finally,the case summary and revelation analysis will be carried out.Based on the actual situation faced by commercial banks in China and drawing on the advanced theories in the field of risk management in the world,this paper puts forward some suggestions on how to perfect the risk management system of the counter business of commercial banks.It is very urgent and important to improve the risk management level of commercial banks and promote the healthy and long-term development of commercial banks in China,And it can deepen the theoretical research of risk management of Chinese commercial banks' counter business.Therefore,this paper has a certain practical significance,but also has a certain value of innovation.