Research On The Acquisition Risk Control On The Bad Debts Of LiaoNing HuaShi Company Of CGWAMC

With the readjustment of the industrial structure in recent years,local policies on regulating and controlling the real estate market have been introduced one after another.On the one hand,banking financial institutions have vigorously controlled the scale and standards of loans issued by real estate enterprises.On the other hand,they have tightened their policies on personal housing loans.The approval of a number of housing loans are more stringent.The difficulty in raising funds upstream and the slow recovery of downstream funds have led to an increasingly tight capital chain for real estate development enterprises.At the same time,with the reduction of speculative housing purchases,the rigid housing demand of ordinary people has become more rational.In addition,the excessive expansion of the real estate industry in the early stage led to the stock of housing far exceeding the demand,while the loan policies of banks and financial institutions to the real estate enterprises contracted,and the accumulation of various reasons led that a large number of housing enterprises break the capital chain.A lot of bad assets in real estate industry erupt.At the same time,the four Asset Management Companies are facing the demand of commercialization transformation and constantly expand new business models.Commercialized non-performing assets acquisition and restructuring business has gradually become an important means to enhance asset value in the economic downturn stage.With the continuous development of this kind of business,the risk of loss caused by the lack of guarantee measures after the implementation of the project,the risk of loss caused by the risk control measures cannot be fully implemented,and the important events affecting the security of creditor's rights are not found in time.How to take effective control measures to detect and effectively reduce and prevent the occurrence of risks in the course of operation of project to make the project exit safely is the most important problem to be solved in the current business development.This paper takes China Great Wall Asset Management Incorporated Company Liaoning Company's acquisition and reorganization of Liaoning Huashi Company's non-performing debt project as the carrier and then puts forward the corresponding risk control measures through the analysis of risk identification and risk evaluation of the project.According to the financial data and project information materials of debt enterprises obtained by the project due diligence group investigation,and the information materials of collateral,etc.,different analysis methods such as system decomposition method,financial statement method,flow chart method,etc.,are used.Through the analysis and comparison of the possible adverse factors and potential risk points in the future implementation of the project,this paper prejudges and analyzes the potential risks that may occur in each stage of the project.The possible financial risk,industry risk,schedule risk,cost risk,organizational risk,scope change risk and so on are studied concretely,and the risk prevention and control and countermeasures are put forward.Through the research of this paper,on the one hand,it provides a reference for the effective prevention and control of risk in the process of the acquisition and reorganization of non-performing creditor's rights of financial asset management company,and formulates systematization in the process of carrying out the project of non-performing creditor's rights acquisition and recombination,and scientific risk prevention and control,management methods to provide reference,to help asset management companies in business innovation,in order to prevent business risks,which improve the efficiency of disposal and continue to cultivate and enhance the core competitiveness,On the other hand,through the effective development of the acquisition and reorganization of non-performing creditor's rights,it helps the real estate enterprises to invigorate their development and also respond to the national economic policy of "destocking".In recent years,under the influence of the national real estate industry regulation and control policies,some housing enterprises have broken the capital chain,which has resulted in problems such as the increase of uncompleted flats in the market,the difficulty of real estate inventory,the difficulty of realizing the rights and interests of rigid buyers in futures houses,and so on.Through the acquisition and reorganization of non-performing claims of housing enterprises by asset management companies,and by giving debt enterprises a certain amount of time to digest the stock,this just conforms to the national industry policy of "destocking",at the same time,it also protects the rights and interests of property buyers and prevents possible unstable factors,which can promote economic development and realize a virtuous circle.