An Analysis Of The Conflicts Between Supply And Demand Of Rural Capital In China At Present

Rural finance is an important support for rural economic and social development give full play to perfection of the rural financial system and financial functions directly related to the final settlement,related to the overall situation of the construction of a new socialist countryside "three rural”issues related to building a moderately prosperous society process.Therefore,accelerating rural contradiction between supply and demand of funds research has important theoretical and practical significance.This paper focuses on the current problems of rural capital supply and demand in China.basing on the situation of rural funds supply in China and Jiangxi Province,analyzing the current situation of supply and demand of rural funds in Pengze County,Jiangxi Province,then focuses on several major contradictions in the supply and demand of rural finance in order to solve the contradiction of rural financial supply and demand and improve the relevant allocation measures.The full text consists of six parts:The first chapter is the introduction,which mainly introduces the background of the topic selection,research purpose and significance,research object and definition,main research methods,domestic and foreign research review,innovation and insufficiency.The second chapter is the analysis of macroscopic status quo:contradiction between supply and demand of rural funds in China.First,the present situation of rural capital supply in China:the financial institutions ' investment in agriculture is reduced,the informal funds are serious,the rural credit cooperatives dominate,the higher interest rates exist,the financial support of China's agricultural Development Bank becomes narrower,and the postal Savings Bank's financial support is weaker.Second,the current situation of rural capital demand in China mainly includes the demand of farmers ' funds,the capital demand of small and medium-sized enterprises and other funds demand of rural infrastructure construction.Third,analysis on the contradiction between the supply and demand of rural funds:the contradiction between the total supply and demand of rural funds,the contradiction of the structure of rural financial market,the structure of rural credit lines and the term structure.The third chapter is a case study of meso-view:analysis of urban-rural development disparity and capital flow channel in Jiangxi Province.First,analysis on the gap between urban and rural development in Jiangxi:the income gap between urban and rural residents continues to widen,and the gap between urban and rural residents and the savings gap widens.Second,the reasons for the gap between urban and rural areas in Jiangxi:the structure of urban and rural areas has not been eliminated,historical factors,realistic reasons.Third,urban and rural Capital Flow channel analysis:the rural capital net outflow contrast,the fund invests in the countryside comparison.The fourth chapter is a microscopic case:analysis on the contradiction between supply and demand of rural funds in Pengze County.This part mainly includes basic economic situation of Pengze County,Rural Capital demand analysis of Pengze County,the rural financial capital Supply of Pengze County,and the rural capital total supply and demand of Pengze County.The fifth chapter is the serious consequences:analysis of the impact of capital outflow on rural economy.The results mainly include:increasing the supply and demand gap of rural funds,restricting the adjustment of rural economic structure,aggravating the burden of farmers,increasing the gap between urban and rural areas,shrinking the rural formal finance and promoting informal financial production.The sixth chapter is the measures:strategic thinking on solving the contradiction between supply and demand of rural funds.The main measures are as follows:enact and implement the Community investment law to attract the rural capital return;supporting measures:the development of various security institutions and the establishment of agricultural insurance systems;supplementary measures:increase "Three Agriculture" fund support,all-round increase of farmers ' income.