Empirical Analysis Of The Influence Of Environmental Uncertainty And Corporate Governance On The Risk Assumption Of Listed Commercial Banks In China

With the rapid growth of China's economy from a few years ago to the steady development in recent years,in addition to the decline in GDP reported in the news,China's economic environment has also undergone great changes.In this context of uncertain economic environment,commercial banks are inevitably in an uncertain state in their business activities.Since the beginning of this century,China's commercial banks have conducted joint-stock reforms.At the same time,the rapid economic development has enabled the rapid expansion of commercial banks.Large and medium-sized commercial banks have also been listed in Shanghai,Shenzhen and Hong Kong.However,because of the special economic system of our country and the different nature of commercial banks,the development of corporate governance in our country is late compared to developed countries in Europe and America.There are still many areas that need to be strengthened.As a special financial institution,commercial banks have a wide range of influence on the national economy.Therefore,commercial banks must pay greater attention to the risks of commercial banks.This article begins with environmental uncertainty and corporate governance,first introduces the related definitions and related theories,then reviews the literature related to the topic of this paper,and reviews the relevant literature on the relationship between the three.In reviewing the literature,it is found that most scholars usually combine their respective commercial bank operating performance or risk commitment in terms of environmental uncertainty and corporate governance,but few of them combine the three to analyze.So this is an innovation in this article.This article through the study of predecessors,the use of EVIEWS software for regression analysis,respectively,the environmental uncertainty,corporate governance and commercial bank risk commitment modeling,and then combine the three for stability testing.Finally,through empirical results,the conclusions are drawn and suggestions are made for the establishment of risk-taking mechanisms for commercial banks.