Research On Small And Micro Financial Business Strategy Of MS Bank Dalian Branch

In recent years,the Internet Economy has developed rapidly,and the real economy has been declining.With the development of the Internet O2 O mode,the real economy to rebound,micro and small enterprises as an important carrier of the real economy,has become an important force,stability of the world economy is also the important strategy of revitalization of the real economy target.In the process of development,small and micro businesses need a lot of capital from bank loans,and the matching financial services are rapidly expanding.However,based on the diversity of the financial situation of small and micro enterprises,the financial products of small and micro enterprises are also changing with The Times.In our country,since the 1970 s,with the marketization of interest rate changes,and using new technology,the micro financial services with "blowout" type development,widely involved in business philosophy,management main body,and the mode of operation and so on various aspects.These changes greatly expand the development space of small and micro finance business.At the same time,the rise of the Internet financial credit platform and recognized by the financial regulatory authorities greatly changed the development mode of traditional commercial Banks.In view of this trend,commercial Banks also take small and micro finance as the core development area,and the development of small and micro finance business is more and more important to China's economy.In this paper,from micro to small micro enterprise development the financial system is analyzed,the development of small micro enterprise financial status quo,on the basis of fully study of existing theory,combined with the actual,namely core around MS bank Dalian branch,from the reality of the small micro financial business development present situation,the analysis of MS bank Dalian branch in the micro financial business problems,and to solve these problems for small micro financial business improvement strategy,put forward optimized reasonable Suggestions on the development of small micro financial business,in order to improve the MS bank's core competitiveness,promote MS bank Dalian branch for the long-term healthy development of the small micro financial business,and give reference to other financial institutions.