Research On Development Mode Of Inclusive Financial Business Of Anhui Branch Of China Postal Savings Bank

Inclusive finance is committed to providing the necessary financial services to the entire society effectively,so that all groups and economic development weaknesses can be benefited.The development of inclusive finance can achieve the fairness of financial services,and it can also promote the real economy.China Postal Savings Bank is the earliest domestic commercial bank to carry out inclusive financial services.Anhui Branch of China Postal Savings Bank is a pilot base for multiple trials of China Postal Savings Bank,and its development path is largely the epitome of overall development of China Postal Savings Bank.With the development of internet finance and the awakening of financial consciousness among commercial banks,the Anhui Provincial Branch of Postal Savings Bank experienced a downward trend in competitiveness.This article first elaborates the background of the research,the significance of the theory and the reality,and the methods adopted.Second,it analyzes the origin,connotation,and the theoretical basis of inclusive finance.In addition,it collates related studies at home and abroad and shows that it is necessary for banks to develop inclusive financial services.Third,it studies the development model of the inclusive financial services of the China Postal Savings Bank's Anhui Branch,and studies the problems encountered in the development process;then compares and analyzes the classic practices of foreign banks.It gives enlightment on how to optimize the development of the inclusive financial development model of the China Post and Banking Bank of Anhui Province;finally,the optimization of the development model of the inclusive financial business of the provincial branch of the Postal Savings Bank of China in Anhui Province,which is based on the actual situation in the province and foreign experience,is presented as a digital development model.The development model of the optimization of the path,and digital financial development model of inclusive financial protection system to explain.It is expected to apply to the real environment of the development of inclusive financial services of China Postal Savings Bank's Anhui Branch,and brings reference value to other commercial banks.