The Development Of Inclusive Finance In China Postal Savings Bank Under The Background Of Rural Revitalization-Taking Fujian Branch As An Example

The revitalization of the countryside is related to whether China can fundamentally solve the problem of the gap between urban and rural areas and the insufficient development of the countryside.It is also related to whether China can maintain the balanced development of the overall economy.The traditional dual economic structure has become one of the main reasons that restrict the economic development of our country.As the level of social productivity continues to improve,how to seek a breakthrough in the transformation of economic and financial structure in the context of Rural Revitalization has become the main topic of theoretical research.The Inclusive Finance is a new financial model put forward by the central government in recent years and developed vigorously.It mainly advocates paying attention to the universality,inclusiveness and fairness of financial services.It caters to the core of the background of rural revitalization,that is,facing small and micro-enterprises,"agriculture,rural areas,poor and low-income groups and other groups,and then promotes the better development of China's rural areas.This paper mainly from the perspective of commercial banks,through the analysis of the actual case of China Post Savings Bank Fujian Branch to promote inclusive finance,combing the relevant literature and theory at home and abroad on the basis of analysis of the dual economy,Inclusive Finance and related economic theory concepts,in-depth discussion of the current situation in China Under the background of rural rejuvenation,the basic situation of Inclusive Finance is studied comprehensively by means of literature analysis,comparative analysis and case analysis.The status quo,operation effect,phased effect and practical problems of implementing Inclusive Finance in Fujian Branch of China Postal Savings Bank are studied in depth,and the further improvement of China Postal Savings Bank is put forward.Suggestions from Fujian Provincial Branch on the promotion of agriculture,rural areas and farmers will provide some academic reference value for the study of how to ensure the sustainable development of China's commercial banks under the premise of stable development and promotion of inclusive finance.