Research On The Management Strategy Of Rongyuan Series Securitization Of Bill Assets Of Bank Of JS

In the context of China's market-oriented interest rate steady progress,asset securitization is advantageous to the enterprise effective economic stock,widen financing channels,improving the efficiency of the economy as a whole,asset securitization is an important in the development of China's financial market innovation,on the supply side is very important,in the reform of financial institutions,the rational allocation of assets securitization can help financial institutions in new capital,improve the profit margin,accelerate the assets turnover speed,provide different risk preference investors in asset allocation requirements;For financiers,asset securitization can reduce the financing cost and corporate debt ratio.Restart the market asset securitization business since 2012,issuing scale rapid development,it also marks the acceptance of the market and product model is to make a positive impact capital market and the real economy.Financial institutions to support the real economy,the financing for the enterprise in different ways,in addition to the traditional bank credit,debt and equity financing,bill financing in practice usually plays an adjust the credit scale of the "regulator" action.Late due to domestic asset securitization market,asset securitization is not liable for a negotiable instrument may guide,based on the actual case "bank of jiangsu,the huatai securities,Rong Yuan series paper assets securitization" introduces the legal definition of asset securitization,types,basic structure,pricing method,lead to actual operation management of underlying asset due diligence on the point of the products,basic assets credit rating,the points of attention in practice and management of melt yuan series of asset securitization products are faced with the problems and reasons analysis,combined with the actual situation at the same time put forward feasible operation management strategy,combined with the use of new technologies and the marketing level in order to improve the operational efficiency and improve the return on investment and asset turnover speed.